High-tech features that keep out flood waters are being touted as the future of homes built in areas prone to flooding.
Some insurers will already offer to fit flood resistant features when repairing homes damaged by waters.
But there are also a few precautions you can take without renovating your home. if your local area received a flood warning or alert:
Clear drains and gutters of leaves and debris, so that rainfall can drain from your property as effectively and quickly as possible.
Listen out for bad weather warnings on local radio, TV, Twitter and other appropriate internet sites such as the Met Office where you can sign up for email alerts too.
Make sure that emergency items, such as a torch, a camera, batteries, warm clothing and blankets, boots, gloves, first aid kit, prescribed medication, refuse sacks, food, water and your household insurance details and claims number, are stored upstairs, or out of reach of water, and are easy to hand.
You should also take valuable or irreplaceable items, such as photographs, upstairs or put them out of reach of rising water
Be prepared to turn off your gas and electric mains if flood water looks as though it will imminently enter the home
Buy and fit air brick covers and flood boards to block doorways
Ask your local council if they can provide sandbags
Think about where you can park your car to keep it out of, don’t attempt to drive through flood waters
Again, keep emergency contact numbers for your local authority and utility companies to hand in a safe waterproof place. Have a mobile phone with charger in a safe dry place
Make a contingency plan, so consider where family and pets could go in an emergency and move personal items (especially sentimental possessions that can’t be replaced) above the water level.
It’s worth securing outdoor furniture and other items that could float away are safely restrained to reduce the risk of these items causing secondary damage or being lost.
If your home is flooded, call your insurer as soon as you can get to a phone. They should be able to advise you the best course of action, depending on the severity of the damage.